Renters Insurance Basics
Return To: Renters Insurance – The Ultimate Guide Renters insurance, sometimes called home and contents insurance, covers your belongings when you live in a rental property. The property itself is covered by the landlord’s insurance, but everything inside is your responsibility. The real question is, is renter’s insurance really necessary? This resource isn’t meant to […]
Dave Ramsey Renters Insurance – What You Need To Know
Return To: Renters Insurance – The Ultimate Guide Dave Ramsey is trusted by millions of people across the United States as a no-nonsense guide to all things finance! In fact, Dave set up the Dave Ramsey ELP Program to engage trustworthy, Independent Insurance Agents to help Ramsey Fans through the insurance buying process. One coverage […]
What Does Renters Insurance Cover?
Return To: Renters Insurance – The Ultimate Guide Are you about to rent a home or apartment? Are you renting or subletting a property now? If your answer to either one of these questions is yes, you need renters insurance. Renters insurance does more than protect your belongings in your rental home. Having it also […]
What Does Landlord Insurance Cover?
Return To: Landlord Insurance – The Ultimate Guide With more people required to stay at home or do telecommute work, being a landlord can seem like the windfall you need to weather the current global pandemic. While the rental market is far from being robust, housing will always remain a basic necessity — but not […]
Landlord Liability Insurance
Return To: Landlord Insurance – The Ultimate Guide Being a landlord can be a highly rewarding but challenging task. After all, you’re responsible not only for the well-being of your rental property, but also that of your tenants’. Unfortunately, accidents can happen, and even the most cautious landlord can never be too careful, especially if […]
FEMA Flood Insurance
Return To: Flood Insurance – The Ultimate Guide If you live anywhere in the United States, you need flood insurance. Whether you are up on a hill or near the coast, the risk of a flood is everywhere. With climate change and sea levels rising, floods have occurred in many parts of the country. The […]
Flood Insurance Basics
Return To: Flood Insurance – The Ultimate Guide The average flood claim costs $39,000 for a U.S. homeowner, according to FEMA. This level of damage can occur from as little as one inch of water. You’ve probably heard of flood insurance, but unless you have been required to purchase it, chances are you don’t know […]
Private Flood Insurance vs NFIP
Return To: Flood Insurance – The Ultimate Guide Being in a flood zone isn’t the only reason to get flood insurance. You might even need it. In the United States, the Federal Emergency Management Agency (FEMA) classifies flood areas according to risk. About a fifth of all flood insurance claims do not come from high-risk […]
What Does Flood Insurance Cover?
Return To: Flood Insurance – The Ultimate Guide In November 2020, tropical storm Eta caused some of the worst and deadliest floodings in North Carolina since 1995. You may be thinking that there’s no way to prepare for floods because of their highly unpredictable nature, but the opposite is true. One of the options you […]
Am I In A Flood Zone?
Return To: Flood Insurance – The Ultimate Guide “Am I In A Flood Zone?” This is a question we hear quite often. This article should help shed some light on the topic. In case you were wondering what the answer actually is… EVERYONE is in Flood Zone, so let’s learn a little more about FEMA […]