Cyber Liability Insurance Claims
Return To: Cyber Insurance – The Ultimate Guide Your company faces risks of cybercrimes, no matter how small. There are many cyber crimes that your company may fall victim to, which don’t always involve losing a computer. You need financial protection to ensure your customers’ and your safety when cybercriminals attempt to infiltrate your systems. […]
What Is Full Coverage Auto Insurance?
Return To: Auto Insurance – The Ultimate Guide Full coverage auto insurance is the financial protection you need to pay for your car. When you get into accidents that injure other drivers or damage people’s properties, you need financial assistance to cover the expenses. This type of auto insurance combines individual liability policies with comprehensive […]
FEMA Risk Rating 2.0
Return To: Flood Insurance – The Ultimate Guide The Federal Emergency Management Agency (FEMA) declared that it is using a new risk rating system to reform the pricing scheme of the National Flood Insurance Program (NFIP). FEMA reports that this system, being called “Risk Rating 2.0,” will provide more information and adjustments regarding flood risk. […]
What Does Cyber Insurance Cover?
Return To: Cyber Insurance – The Ultimate Guide Virtually all businesses today face risks from managing data and using technology for their daily operations. Some examples of cyber risks include disruption or failure or computer systems, data breaches, intellectual property theft, identity theft, and other forms of cybercrimes. In the past decade, data breaches have […]
The Best Cyber Insurance Companies?
Return To: Cyber Insurance – The Ultimate Guide The National Association of Insurance Commissioners (NAIC) issued a report on cybersecurity insurance coverage in 2019. This Cyber Security Supplement report highlights the market growth that occurs as a result of companies getting comprehensive cyber insurance plans. Cybersecurity thus becomes necessary for any business (especially small businesses) […]
What Is Commercial Auto Insurance?
What Is Commercial Auto Insurance Commercial auto insurance is specialized coverage for business-used vehicles, addressing higher risk levels and diverse legal liabilities beyond personal auto insurance. Whether you manage a fleet of trucks or a single car for business errands, this article demystifies commercial auto insurance, guiding you through its importance, coverage details, and how […]
EPLI Claims Examples
Return To: Employment Practices Liability Insurance (EPLI) – The Ultimate Guide In recent years, the rise in employees filing lawsuits against their employers has been staggering. Most of these complaints were made against large corporations, but any company can come under fire from employees who feel that their rights have been violated. As such, smaller […]
How Much Does Commercial Auto Insurance Cost?
How Much Is Commercial Auto Insurance? Commercial auto insurance costs vary widely, starting at an average of $147 per month. Factors influencing this cost include the type of coverage, vehicle types, employee driving records, and location-specific risks like road conditions and regulatory environments. Key Takeaways Business auto insurance costs can vary widely, with the average […]
Do I Need Commercial Auto Insurance?
Do I Need I Need Commercial Auto Insurance Yes, you need commercial auto insurance if your vehicle is used for business purposes. This insurance covers risks and liabilities beyond the scope of personal auto policies, protecting your business’s financial interests in the event of vehicle-related accidents or damages. Are you using a vehicle for business […]
What Is EPLI Third Party Coverage?
Return To: Employment Practices Liability Insurance (EPLI) – The Ultimate Guide Perhaps one of the most unfortunate aspects of modern day society is the still-prevalent issue of unlawful or illegal labor practices. While it may be so that the legalities of employment can be said to be a modern invention, the fact that people and […]