Are you getting a refund on your auto insurance due to COVID-19?
Are you getting a refund on your auto insurance due to COVID-19? A number of Insurance Carriers have announced programs where they are going to give a refund of some form back to customers due to COVID-19.People are driving less, and thus insurance losses are down…so the carriers have said that they are going to […]
Work From Home Best Practices For Small Business
As small business owners transition to a remote workforce, we take a look at 4 work from home Best Practices small business owners need to know! The workforce of most small businesses in North Carolina, and the entire United State Of America, has seen a transition from employees being “in office” to “remote work” over […]
Is My Business Covered For The Coronavirus?
Is Your Business Covered For The Coronavirus? Every small business owner in North Carolina is scrambling to determine whether or not their insurance will help them with a Coronavirus issue. Given the mass hysteria and possible misinformation that exists, it is crucial that we help educate and inform these small businesses about their insurance program. We’ve been getting a […]
Do Independent Contractors Need General Liability Insurance
Do independent contractors need general liability insurance? Whether you are an independent contractor or hiring one, this is what you need to know about general liability insurance. What is an Independent Contractor? Common Types of Independent Contractors Why Does an Independent Contractor Need General Liability Insurance? How Does an Independent Contractor get General Liability Coverage? What […]
Am I Required To Have Auto Insurance In North Carolina?
Are you required to have auto insurance in North Carolina? Here are detailed answers to the most common questions about auto insurance in North Carolina. We will review the requirements, liability limits, improper coverage, and more. Is auto insurance required in North Carolina? What does auto insurance cover? What is Uninsured and Underinsured Motorist coverage (UM/UIM)? What happens if I […]
What Are The 7 Most Common North Carolina Home Insurance Claims
The type and frequency of home insurance claims vary from state to state. While earthquake insurance policies may be common in California, we don’t have much use for them here in North Carolina. However, hurricanes are a constant threat we must consider insuring ourselves against, along with six other common risks. In this article, we are going […]
Employment Practices Liability Insurance (EPLI) FAQ’s Every Small Business Owner Should Know
Employment Practices Liability Insurance (EPLI) protects small businesses from those within their ranks. Most Small Business Owners understand the need for Workers’ Compensation and General Liability Insurance, small businesses should be worried about the ENEMY WITHIN. The employee base of a small business may pose the most immediate threat to its survival! To help you understand […]
8 Common Auto Insurance Questions That Affect Your Premium
Auto Insurance can be complicated, but there are 8 common auto insurance questions most people ask when buying auto insurance. Whether it’s a family sedan or a work truck, every vehicle must have some form of insurance. There are plenty of providers out there along with a myriad of coverage options, so how do you […]
What Does General Liability Insurance Cover For My Business?
If you are a business owner, at some point in time you have undoubtedly asked what liability insurance covers and whether or not your business actually needs it! Each year, legal issues cost small businesses over $100 billion in the United States alone. It’s often the high cost of litigation that drives some businesses to bankruptcy. So […]
The Hurricane Checklist For Homeowners Insurance
The Hurricane Checklist For Homeowners Insurance is here, just in time for hurricane season! Just like death & taxes, one thing residents of North Carolina and the entire southeastern seaboard can count on is the fact that a hurricane is GOING TO disrupt your life! It seems that each year, hurricanes bring more storms, with […]