The Importance of Boat Insurance
Owning and maintaining a boat can be quite expensive regardless of what state you live in. While boating is a common recreational activity for many Americans, some boat owners do not fully understand the importance of boat insurance. Well, we do not blame them. Getting boat insurance may seem like an odd thing to do. […]
What Does Disability Insurance Actually Do?
There are so many types of insurance coverage and the disability insurance coverage is one of them. However, it is among the least used coverages. Most people do not know what it is all about and for this reason, most do not bother to take up this particular policy. The disability insurance coverage is a […]
How Does Life Insurance Work?
Life insurance is a type of insurance that pays a certain amount of money to the beneficiaries of a person the insurance covers following their demise. Alternatively, this payment could be made after the set contractual period is done. This policy works to ensure that the insured person’s beneficiaries’ needs are catered for even after […]
Common Types of Insurance
Unless you live under a rock, you most probably know what insurance is. If not, it is a form of risk management that issued to act as a means of protection from unforeseen events that may cause financial loss. The most commonly bought insurance packages include car insurance, house insurance, business insurance and personal life […]
Why Variable Annuities Should be in Your Retirement Plan
Just as is the case with any annuity, a variable annuity is a contract between you and the insurance company. Variable annuities are tax-deferred contracts that allow you to make a choice between some investments. After retirement, the insurance company pays you out some income depending on the payout of the investments that you chose. […]
Landlord Package Insurance vs. Rental Property Insurance
LANDLORD INSURANCE The main problems that face landlord insurance are the occurrence of accidental damages, liabilities from misuse of the property by the tenants and structural damages to the building. Despite all these problems landlords insurance also has its benefits which include; Investment protection Being a landlord means that the property which you rent is […]
Things You Don’t Know About Long-Term Care Insurance
Although there are a couple of medical coverage insurance packages, most of these do not cover long-term care. It is because of this that we have long-term care insurance. This insurance policy helps to take care of the costs associated with long-term care. People who require long-term care are not necessarily sick. However, they are […]
5 Reasons Life Insurance is Important
In the insurance world, life insurance is perhaps the most important and common types of insurance covers that people take. Seeing as everyone will die at one point or another, it is important to have a life insurance policy coverage. People take life insurance coverage for a couple of reasons. However, the main one is […]
Business Auto Insurance: What is it and What Does it Cover?
What is business auto insurance? For any kind of business, there are certain kinds of risks involved. If your business involves using any kinds of vehicles: trucks, vans, and cars, then you certainly want to be sure that you are properly covered. Business auto insurance is also known as commercial auto insurance. For businesses that […]
Personal vs Commercial Auto Insurance
Thanks to the ever-changing economy, many people nowadays work more than one job. And because of this, a lots of them using their vehicles for work. It is for this reason that the thin line between personal and commercial auto insurance gets blurred. Most car owners who use their vehicles each and every day as […]